Can you put a price tag on the duties that your spouse or partner performs while you are working? Have you felt the impact when your spouse or partner is sick or unable to perform these duties? Can you imagine this scenario becoming the norm? Cooking, laundry, cleaning, picking up the kids from school, and…
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Uncertain Probate Fees Make Life Insurance a Necessary Precaution
Of all the burdens of coping with a death in the family, probate may be one of the most expensive. Probate is the legal process that starts after a death to authenticate the will of the deceased, also known as the decedent. The probate process is meant to distribute assets to pay debts and taxes,…
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How Long Does It Take To Get A Life Insurance Policy?
Getting a life insurance policy involves purchasing it, and getting coverage. Purchasing, or “paying for” a life insurance policy is different from establishing your coverage in case of death. This may surprise you, but you are not automatically “covered” the instant you apply for life insurance, as you might be with a homeowner’s policy. You…
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How Do I Choose a Life Insurance Company?
Choosing an insurance company is just as important as choosing your life insurance coverage. Most people purchase life insurance because they want to make sure their loved ones remain financially secure after they die and that is why it is critical that the life insurance company honors a claim when you die. Because you won't…
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Does The Insurance Company Have The Right To Cancel My Life Insurance Policy
If you have ever asked yourself whether an insurance company has the right to cancel your life insurance policy, the answer is generally "no". If you have been candid and accurately disclosed all personal and medical conditions to the insurance carrier, your policy cannot be cancelled unless you fail to pay your premium on time.…
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