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Is Life Insurance Misunderstood?

Is Life Insurance Misunderstood?
According to the 2015 Life Insurance Barometer Study by worldwide research and consulting company LIMRA and Lifehappens.org, 43% of American adults have no life insurance, and 19% have only their employer's group plan. Advantages of Owning Life Insurance: The Policy Can Help provide Stability If You're Faced with a financial Challenge. Some life insurance policies…
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What Is A Trusteed Corporate Buy-Sell Agreement?

What Is A Trusteed Corporate Buy-Sell Agreement?
One disadvantage to insurance-funded cross-purchase buy-sell plans becomes apparent when there are several owners. For example, if there were five owners, each of them would have to own a policy on each of the other four owners. This would mean that a total of 20 different policies would be required. To get the benefits of…
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Consumers Are Waiting To Claim Social Security Benefits

Consumers Are Waiting To Claim Social Security Benefits
With life expectancy growing, many consumers are working past the standard retirement age of 65. Because of that, workers are waiting to cash in their Social Security benefits. A recent study conducted by the Center for Retirement Research at Boston College said that many seniors are not claiming Social Security till they reach the age…
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Why Key Person Disability Coverage?

Why Key Person Disability Coverage?
Most companies have key employees to which the success and profitability of the firm are directly related. Most businesses would not be prosperous without the knowledge, experience and skill of such Key Persons. While it is routine for companies to insure tangible assets such as office equipment and real estate, most overlook the obvious need…
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Your Stay-At-Home Spouse Or Partner Needs Life Insurance Too

Your Stay-At-Home Spouse Or Partner Needs Life Insurance Too
Can you put a price tag on the duties that your spouse or partner performs while you are working? Have you felt the impact when your spouse or partner is sick or unable to perform these duties? Can you imagine this scenario becoming the norm? Cooking, laundry, cleaning, picking up the kids from school, and…
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