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Choose Your Healthcare Plan Wisely

Choose Your Healthcare Plan Wisely
The Patient Protection and Affordable Care Act has been met with some resistance from opponents, but others are worried that consumers might make it harder on themselves. Make sure to choose your healthcare plan wisely. The Columbia School of Business found that about 80 percent of consumers will choose a more expensive healthcare plan without…
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What Is An ESOP?

What Is An ESOP?
As the name implies, Employee Stock Ownership Plans offer employees the opportunity to become owners of their company by having shares of stock allocated to their accounts in a tax-qualified trust. Technically, an ESOP is a tax-qualified defined-contribution plan designed to invest primarily in the stock of the sponsoring employer. Usually, employees do not pay…
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Retirement Concerns Amongst Several Generations

Retirement Concerns Amongst Several Generations
Americans, particularly Generation X, are becoming a bit nervous about their prospective retirement. In a study conducted by LIMRA, 36 percent of Gen X consumers are worried that they will not have enough money come retirement time. To put that into perspective, the study also showed that only a quarter of Gen Y (aged 18…
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How To Market To Generation Y

How To Market To Generation Y
The millennial generation  is becoming the dominant consumer group, and it is important to cater to their tastes. Generation Y is certainly growing, as Forbes reported that by 2025, this age group will become 75 percent of the international workforce. Catering to Generation Y's preferences doesn't mean you have to change your methods of marketing completely. A…
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Big Chunk Of The Workforce To Retire Within The Next Five Years

Big Chunk Of The Workforce To Retire Within The Next Five Years
The retirement world will become a little more crowded as the ADP Retirement Research Institute found that 18 percent of the current work force might retire within the next five years. The findings are a good prognosticator to show that the bulk of the Baby Boomer generation will slowly phase out of the workforce. The…
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