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Big Chunk Of The Workforce To Retire Within The Next Five Years

Big Chunk Of The Workforce To Retire Within The Next Five Years
The retirement world will become a little more crowded as the ADP Retirement Research Institute found that 18 percent of the current work force might retire within the next five years. The findings are a good prognosticator to show that the bulk of the Baby Boomer generation will slowly phase out of the workforce. The…
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Is Succession Planning Necessary For The Sole Business Owner?

Is Succession Planning Necessary For The Sole Business Owner?
What is Business Succession/Continuation Planning? Its the smooth, effective and efficient way to transfer ownership of a business to the surviving shareholder/s, family member/s, key personnel or outside interested parties. When discussing business succession planning we tend to assume that there are multiple shareholders/owners, however the majority of business's today have sole owners who are just as if…
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What Is Long Term Care?

What Is Long Term Care?
Long term care (LTC) is the assistance or supervision you may need when you are not able to do some of the basic activities of daily living (ADL) - bathing, dressing, eating, continence, toileting and transferring. Others may need help because of mental deterioration called severe cognitive impairment that can be caused by Alzheimer's Disease,…
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Riders Let You Customize Your Life Insurance Policy

July 7 2014  Share This Article Riders Let You Customize Your Life Insurance Policy Are you concerned that you may want to buy more life insurance in the future but poor health may prevent you? A guaranteed insurability rider lets you buy additional insurance without a medical exam or evidence of insurability. Have you ever…
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Your Mortgage Debt Can Burden Your Relatives After You Are Gone

Following the death of a relative, the last thing you are expecting is to receive calls from a debt collector asking you to pay your loved one's outstanding mortgage repayments. Your loved one's mortgage is not written off when they die and this means that while debt collectors are prohibited from pestering you, they are…
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